Insurance is survival

The term insurance may sound like a very adult and corporate term. Insurance is basically something that provides us protection against what may happen in case of an emergency. The reality is that insurance links back to centuries ago. For example, our ancestors dating back to the stone age would hunt in packs to protect themselves from wild animals instead of going alone. It is in our DNA to prepare for exposure to risks. In simpler terms, it is our human instinct to protect ourselves from danger.

The human brain is designed to analyze the possibilities of outcomes. Our brains are constantly predicting outcomes and thinking of the ‘what ifs.’ Many animals exhibit this trait, it is called survival skills. It is in our nature to strive to survive. This can occur in day-to-day situations, for example a guy may be too scared to ask a girl out in case she rejects him and he feels hurt and humiliated or you may be scared to start a business in case it doesn’t succeed. Whatever the situation is, whether it’s in the jungle, the office or on a first date - we are all trying to survive.

How does this connect to insurance? Because insurance is something we can control if something goes wrong in any circumstance. Even though unexpected events may happen to us which are out of our control, insurance is the promise that we will be compensated if something bad happens. Insurance is our survival. Therefore, the one thing we can control is our choice to insure our goods, health or family. From house floods, to car theft, to lost luggage and tragic world events there is an area in everyone’s life that is eligible for insurance.

Insurance throughout history

Several sources argue that the first insurance firm was In Britain, whilst some critics believe it originated from the US. However, we know that insurance was used during the ancient Babylonian movement as when sailors ventured across the world they invested in insurance for their ships and merchandise. Eventually, in the 1684 a Mutual Insurance Company was formed to cover fire losses. From then various insurance firms were formed in the UK and the US. Today in the modern world, there are thousands of global insurance firms with various services designed to cater consumers needs.

The Insurance Market

According to Statista, the Global Insurance Market Is expected to sky rocket within the next few years. Following the recovery from Covid-19 experts have estimated that the market will grow by 6% each year and in 2025 it will reach roughly 6.4 trillion U.S. dollars. Why? There are many factors which may contribute to the growth of the insurance market such as the increase of diseases or motivation to look after their family. A major factor which contributed to the growth of the insurance market was the global pandemic Covid-19. Why? Because during such a frightening, uncertain and frantic time it proved to people that anything can happen to us. If the current pandemic taught us one thing, its to prepare for the worst.

A Saturated Market but Fraudulent Market

There are many different Insurance firms available to consumers. However, even though the insurance marketed Is saturated, insurance fraud is a major issue worldwide. According to Legaljobs, insurance fraud causes $80 billion worth of damage to consumers in the US and that is just America alone. In 2019, the UK insurance registered 300 frauds per day – a shocking statistic. South Africa especially is seeing an increase in fraudulent claims as there was a 12% increase in fraudulent claims in 2020. African insurers lose an estimate of $700 million to fraud annually. It is evident from these statistics that consumers may be concerned about trusting insurance firms due to past experiences or horror stories.

To find an insurance firm who is trustworthy, manages data protection carefully and delivers an excellent service on time may seem impossible to many consumers. However, this article will give you hope and inspiration as it is dedicated to a customer centric Insurance firm.

Omni -group the Solution

Omni Group Pty Ltd, is a professional, reliable and premium insurance company who we are proud to say we have worked with. Omni Group Pty Ltd was established in 2009, with over 10 years of experience it is a leading “niche product” Insurance Brokerage in South Africa. It is an understatement to say that Omni Group Pty Ltd is a truly magnificent firm. Why is that? Omni offer a wide range of services suited to accommodate many clients:

Vehicle Insurance

Car Insurance
Motorcycle Insurance
Bicycle Insurance
4 x 4 Adventure Insurance
Taxi Insurance
Caravan Insurance
Trailer Insurance

Vehicle insurance is very important to many people. As according to the WHO, it is estimated that 1.3 million people die each year as a result of road traffic crashes. This statistic is enough evidence to express how frequent vehicle crashes take place and how important it is for people to have a backup plan when on the road. Omni –group have their clients covered no matter what time it is, as they assist 24/7 365 days a year in the event of a road emergency. Have you ever wondered who took care of those unfortunate cars in Super Mario Cart after they slipped on bananas? Yep, someone had to do it. For every type of vehicle, you can request a quote on Omni Groups website by answering a few short questions. The process is fast, easy and customer centric.

House Hold Insurance

Omni offer house hold insurance which cover every possible accident ranging from:

  • Fire
  • Lightning
  • Explosion
  • Storm
  • Wind
  • Rain
  • Hail
  • Snow
  • water
  • Earthquake
  • Bursting
  • Leaking
  • overflowing of water
  • pipes or geysers.
  • Accidental impact
  • Theft or attempted theft
  • Malicious damage caused to your building.

There’s an old saying ‘home is where the heart is’ and for Omni Group they understand this concept clearly. We all return to one place at the end of the day and that place is home. Covid-19 has taught many of us to appreciate our homes more, it is a sanctuary for family memories. From children taking their first steps or blowing out their birthday candles, home is like nowhere else. Omni- group make it their duty to cover their clients from the difficulties they may face during unexpected home challenges. Their online application provides people with a quote for their household needs and you can be guaranteed that your needs will be covered.

Personal and Business Insurance

The security, well-being and protection of your family is important to many people. That’s why Omni Group ensure that your family are taken care of during an unexpected disaster. Omnis reliable value-added products and services are one of the main things which differentiates them from other competitors as from home assist to funeral plan’s they have your back. The Personal and Business Insurance ranges from:

  • Life insurance
  • Employee benefits insurance
  • Medical and Health Plans (Private & Company)
  • Disability Cover
  • Dread Disease Insurance
  • Buy & Sell Agreements
  • Key Person Insurance
  • Employee Retirement Benefits

One of the factors which differentiates Omni group from its competitors is that it has its customers best interest at heart. Unlike other insurance firms, in addition to insurance services Omni group offer advice from experts regarding personal investments and corporate investments. Setting standards high for the insurance industry – Omni always go that bit extra.

Commercial and business insurance

There is a solution to each challenge a business owner may face. Omnis team of experts have carefully thought through each challenge which a CEO may face in a firm. There programs are customer centric and designed for every individual. The business insurance ranges from:

  • Accounts Receivable Insurance
  • All Risk Insurance
  • Body Corporate Insurance
  • Building Combined Insurance
  • Business Interruption Insurance
  • Construction Insurance
  • Electronic Equipment Insurance
  • Employer's Liability Insurance
  • Engineering Insurance
  • Fidelity Insurance
  • Fire And Allied Perils Insurance
  • Glass Insurance
  • Goods In Transit Insurance
  • Group Personal Accident Insurance
  • Marine Insurance
  • Money Loss Insurance
  • Motor Insurance
  • Motor Traders Insurance
  • Office Contents Insurance
  • Public Liability Insurance
  • Small Business Insurance
  • Theft Insurance

Many business owners will be able to relate to the numerous risks involved in running a business. It can be a lengthy process for many and on top of managing a company this is no doubt stressful. That’s why Omni make the steps involved in insuring your firm quick, easy and effective. No matter where your company is based, how big it is or what industry it falls into Omni have you covered.

People Over Profit

A value which is at the heart of this company is ‘people over profit’. You can be assured that Omni Group Pty Ltd is a trustworthy and customer centric firm. Everything they do is based around their client’s needs. Any firm who has payment plans put in place to cater for their client’s needs is a firm which deserves credibility. Omni have established a ‘private to private finance’ option which is set up to assist clients & general buyers finance for vehicles which are bought privately not from a vehicle dealership. This ensures your safety and security so that buying vehicles can be a positive experience for you. You can be certain that Omni Group have your best interest at heart.

Our experience working with Omni first hand

Many companies are venturing outside of their primary location and making a grand entrance into the UK market. At Horizon Immigrations, we are the center point of helping firms make that move to the UK for a better future. We are honored to have worked so closely with thousands of successful business owners worldwide and we are even more thrilled to be sharing their success.

At Horizon Immigrations, we are proud to say that we held Omni-Groups hand each step of the way with their venture into the United Kingdom. Working with Omni first hand was an exciting, fresh and remarkable experience for us at Horizon. We learnt a lot from this firm, and it has been an overall success.

Omni- group’s Journey to the UK

In 2021, Omni expanded to the UK to establish their ‘main marketing hub’ as they opted for the UK business visa. The beauty of being able to plan their marketing strategies, implement their creative ideas and bring their campaigns to life in the UK is that they have access to so many other opportunities in the process. The omni staff have access to free health care, free education for their children and access to many skilled professionals who can be of value to their team.

It’s safe to say that their decision to expand to the UK was the right one as they are thought leaders in the Insurance Industry. With their customer centric, trustworthy and reliable approach – this firm is one to watch in the future.